Causes

Have you received a 60-day notice?
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A creditor who intends to exercise a right hypothec or wanted to grab your property must issue a notice of practice, also known as a 60-day notice, to the registry office. Such notice of exercise shall denounce any default by the debtor in carrying out its obligations and remind the debtor or a third party of the right to remedy the default.

In the 60-day notice, your creditor asks you to correct any defects (eg, make missed payments) otherwise he will ask you to forgo the mortgaged property within 60 days. In 2014, in Quebec alone, more than 10,000 60-day notices were sent by banks. You are not alone.